Merchant Cash Advance
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Merchant Cash Advance

Same Day Unsecured Working Capital

When working capital is needed now, merchant cash advances are a preferred method used by many businesses. Traditional banks tend to take their time approving business loans, so it may benefit a company to receive cash immediately by leveraging future earnings in a business-to-business transaction. After the funds are advanced, the loan is paid back through a percentage of credit card deposits or fixed/adjusted ach payments withheld by the lender until the repayment is completed. This approval process is rapid with funds often accessible within 1 day, and it’s an option that most businesses easily qualify for.

Rates for a merchant cash advance typically begin around a 1.14 factor rate, with terms ranging from 3 months to 2 years. However, US FUND SOURCE works with you to fixate a plan with the lowest rates over the most convenient terms. After all, seeking funding should be in the interest of success for your business. To be approved all that’s needed is a few months most recent bank statements. Keep any forms of collateral all to yourself because that’s not required to see a cash advance. We strive for a long term relationship with our clients and getting you the best rates and terms possible helps us achieve this goal.

Why a Merchant Cash Advance?

  • Same Day Funding
  • Unsecured Non Collateralized Product
  • Payments are tax deductible
  • Flexible terms and no restrictions


  • 3 Months in Business
  • 450 Credit Score
  • $5,000 Monthly Revenue


  • Fast Access to Funds
  • SAME DAY Approval & Funding
  • Renewable Funding Source
  • Can Use as Working Line of Credit


  • $2,500.00 to $750,000.00
  • 3-24 Month Terms
  • Factor rates from 1.14 – 1.49

Find out how much you qualify for: