Small Business Loans and Lines of Credit BLOC
BLOC USFS


    Within 24 HoursWithin a MonthIn over a Month

    Loan Amounts From

    $2,500 – $5 Million

    Small Businesses Funded

    27,000+

    Rates as Low as

    3.48%

    With US Fund Source, You Can

    Apply Now Money Readily Available

    Save Time, Money, And Apply Online

    Compare our rates to the industryā€™s top lenders with a single application. USFS Underwriting has a safe and secure digital process that lets you discover your business’s borrowing power in a streamlined matter.

    Secure Funds Today

    Compare Options

    Tap into our network of lenders with competitive rates & terms to choose the best offer. Easily compare these rates to our in-house pricing. No Hard Credit Pulls! No obligations!

    FAQ? Questions? Small Business Loans. Give us a call

    Succeed Together & Get Expert Loan Advice

    Our knowledgeable, trained, and educated advisors will help you choose the best loan optionā€”5 Star Customer Service, as seen on both Google and Trustpilot. Read more below.

    What You’ll Need to Get Started

    Minimum Requirements

    • 3 Months in Business (Three Months Time in Business)
    • $60,000 in annual revenue ($5,000 Average Monthly Revenue)
    • 500+ FICO

    What You’ll Need to Apply

    • 1 Page Electronic Application w/Basic details About Your Business
    • 3-6 months of Business Banking Statements

    Lending Products on Our Marketplace

    Capital Now Resources

    Business Term Loan

    Ready to take on a new project with substantial costs involved? Finance the capital over five years or less with a weekly or monthly repayment option.

    24-7 Capital

    Short-Term Loan

    Need capital to address a short-term expense or opportunity? Get financing in as little as 24 hours.

    Money Growth

    SBA Loans

    If you can wait three to six weeks and seek future funding, SBA loans offer some of the most competitive rates and terms.

    Funding

    Working Capital Loans

    Operational needs? Opportunity out of nowhere? Weā€™ve got you covered. Working capital loans can be wired into your account the same day of applying!

    Design your loan

    Equipment Financing

    Need a new piece of heavy machinery? How about a software upgrade? US Fund Source provides equipment financing options for nearly every asset.

    Credit Access Bad Credit OK

    Business Line of Credit

    A solution for ongoing financial needs, building business credit, and a capital asset for cash on hand if you need it! A business line of credit is an all-in-one solution and our most popular financial product on the market. Business revolving lines of credit enable owners to take advantage of opportunities as they arise.

    Accounts Receivable Financing

    Capital tied up in unpaid invoices? Sick of the 30, 60, 90 days wait? Gain instant access to your receivables today.

    Commercial Loans

    Build, expand, or grow by covering business-related expenses with flexible secured financing options.

    5 Star Excellent Reviews via Trustpilot

    Ranked Top Non-Bank Financial Service

    In the USĀ 

    TrustPilot 5 Star Reviewed
    TrustPilot 5 Star Reviewed
    TrustPilot 5 Star Reviewed
    TrustPilot 5 Star Reviewed
    TrustPilot 5 Star Reviewed
    TrustPilot 5 Star Reviewed
    TrustPilot 5 Star Reviewed
    TrustPilot 5 Star Reviewed
    TrustPilot 5 Star Reviewed

    4.9/5 Stars ā­ on Google Reviews!

    Have Questions?

    How quickly can I get my funds?

    Once approved, the process is quick and straightforward. Approvals typically take 5 minutes to 24 hours. Your funds are then transferred into your account via wire or ACH within 4 hours M-F 9:00 AM EST ā€“ 7:00 PM EST.

    Is my business eligible?

    Our minimum requirements are:

    • 3+ Months in Business
    • $5,000 Monthly Revenue or $60,000 Annually
    • 500+ FICO Score

    To see if your business is eligible for funding, contact one of our expert Business Advisors at (855) 369-9269.

    Which documents are required to complete your loan application?

    Most loan options require three months of bank statements to review your businessā€™s revenue data. You can upload your financial information directly or securely connect your business bank account.

    Will exploring my loan options impact my credit score?

    No. In order to make a credit decision we do a ā€œsoft pullā€, which is a simple credit inquiry for pre-approval that wonā€™t have any impact on your credit score. Specifically it is called a Vantage 8 Score from Experian.

    How long is the financing period?

    With a variety of lending options, financing terms can range from 3 months to 25 years.

    Can I pay off my financing early?

    Yes. Loan options can be paid off ahead of time without any additional fees or pre-payment penalties. As a matter of fact, most of our lending options have prepayment discounts attached!

    Google 5 Star Rated
    Norton Secured
    TrustPilot 5 Star Reviewed

    Get Started Now. Secure A Small Business Loan AndĀ  Recieve Working Capital In Your Account Today!

    Answer a few basic questions about your business to see all your financing options in minutes.

    PRESS COVERAGE

    US Fund Source and our partners have been featured on some of the largest business news website in the U.S.

    CNN Money
    Business.com
    Inc 500
    Forbes
    Business Insider
    AmericanBanker
    USA Today
    CNBC